Get paid from the EU like a local

A European account in your own name. Payments from EU clients arrive as domestic transfers

A euro IBAN in your own name

Open it online and share the IBAN with your clients. They pay you the way they pay any European supplier — with a standard SEPA transfer

What Blackcat gives you

A euro account for getting paid by clients in the EU

EU IBAN, in your name

Give EU clients a euro IBAN instead of your local account

Next business day

Regular SEPA: next business day. SEPA Instant: up to 10 seconds, 24/7

Invoice in euros

Quote your price in EUR, get paid in a EUR account

Euros stay euros

No forced conversion on arrival — you decide when to move them

How it works

Four steps to receiving payments from EU clients

  1. 1
    step

    Open your euro account online

    Fill in a short application in the Blackcat app, with no office visits

  2. 2
    step

    Pass verification

    Confirm your identity with an ID document so we can activate your account

  3. 3
    step

    Share your IBAN with your client

    Send your client the IBAN in your name, just like any other European account details

  4. 4
    step

    Receive euros by SEPA or SEPA Instant

    Your client pays by SEPA / SEPA Instant, and the euros arrive in your account

Also in your account

Multiple wallets and IBANs

Open as many as you need to separate client income, tax reserve and personal spending

4% p.a. reward

Earn a reward on your euro balance without locking it away

Who stands behind Blackcat

  • Licensed by the MFSA

    Issued by Papaya Ltd., an Electronic Money Institution, licence No. C55146.

  • Safeguarded funds

    Your funds are held in segregated accounts, separate from Papaya Ltd.’s own money.

Frequently asked questions

We will be happy to clear all of your concerns

Give your next EU client a euro IBAN

Open your euro account