Why Malta Became a Hub for Fintech and Digital Finance
Ask ten founders why they licensed in Malta and you will hear ten variations of the same answer...
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Why Malta Became a Hub for Fintech and Digital Finance
Ask ten founders why they licensed in Malta and you will hear ten variations of the same answer...
Agentic Commerce Explained: What Happens When AI Agents Start Paying for You
Agentic commerce is the shift from you asking “buy” to an AI agent doing it for you — finding the product, choosing it, and paying on your behalf. It was the loudest theme at Money20/20 Europe this year, on the stage and on the floor.
Blackcat at Money20/20 Europe 2026: Fixing Correspondent SEPA Access for Financial Institutions
At Money20/20 Europe in Amsterdam, one question kept coming up at our stand: how does a regulated financial institution actually connect to the euro rails it depends on? It sounds simple. In practice, it is one of the hardest problems a new payments or crypto firm faces in Europe.
Rise of business financial services in the EU and how Non-Banks (NBFIs) are winning the payments race
Financial services are undergoing a true transformation, and at the heart of this shift lies embedded finance, a concept that should go beyond the capabilities of open banking in order to redefine how businesses and consumers interact with business financial services.
Next chapter in Open banking: What businesses, fintechs, and consumers should expect
Open banking future is here, and it’s already truly reshaping how we manage, move, and make sense of money at great pace.
The EU’s Digital Euro: What It Means for Banks, Fintechs, and Consumers
Something shifted in European payments between last December and now, and most people missed it.
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Freelance Crypto Payments: Top 5 Mistakes to Avoid
More clients now pay freelancers in crypto. Some run on it entirely — web3 companies, crypto projects, agencies whose own customers pay them that way — and increasingly an ordinary client just asks whether they can settle the invoice in USDC or Bitcoin.
Why Malta Became a Hub for Fintech and Digital Finance
Ask ten founders why they licensed in Malta and you will hear ten variations of the same answer...
Euro Card for Everyday Spending in Europe: What to Check
Most of us choose a card for reasons that have nothing to do with how it performs: the colour, a headline cashback number, the word free. Or follow our friends' choice.
3D Secure: How Online Card Payment Confirmation Works
You're buying something online — concert tickets, a flight, a pair of trainers — and just as you tap Pay, the screen pauses. Your phone buzzes. A message asks you to confirm it's really you. That short pause is 3D Secure doing its job.
Crypto Wallet App vs Financial App: Key Differences
You’ve got a bit of Bitcoin, some euros coming in from work, and a nagging question: should all of that live in one app, or two?
Is Crypto Legal in the EU? KYC and AML Explained
Let’s clear all of that up, in plain language, with the actual rules behind each answer.
The Voices of Fintech Innovation
Meet the analysts, engineers, and strategists behind Blackcat. Our team combines decades of experience in traditional finance and decentralized
Chief Technology Officer
Chief Technology Officer at Blackcat, driving product development and technology optimisation. Ex-PrivatBank, First Swiss Card, and the Association of Commercial Banks of Latvia. He holds a Doctor of Science degree, won PayTech Leadership in 2023, and is FERMA rimap® certified.
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Payment & FinTech consultant
Payment and FinTech consultant (ex-BCG, Deutsche Bank, PwC) specialising in regulatory compliance and risk management.
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Barrister and corporate counsel
UK-qualified barrister and corporate counsel with over 14 years advising startups, fintech companies, and SaaS platforms on cross-border transactions, digital payments, fraud risk, and compliance.
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Product & Growth Manager at Blackcat
Covers payment infrastructure, feature updates, and real-world use cases of digital financial services for users across Europe and the UK.
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Financial Editor at Blackcat
Payment and FinTech consultant (ex-BCG, Deutsche Bank, PwC) specialising in regulatory compliance and risk management.
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