Transparency in Every Transaction

A SEPA transfer is a euro payment within the Single Euro Payments Area made from and to an IBAN account. It covers all EEA countries, plus Andorra, the UK, Monaco, San Marino and Switzerland

SEPA Instant payments take seconds, and SEPA Credit transfers usually take up to 3 business days.

Yes, you can use internal transfers by phone number or account details. Funds arrive instantly once confirmed, making it a simple alternative to a SEPA money transfer.

Yes, you can make crypto transfers to other Blackcat users or to external wallets. Choose a crypto wallet in the app by swiping wallets the top of the app's main screen, select the recipient, and confirm the transaction.

Internal transfers between Blackcat accounts are instant. For external wallets, the speed depends on blockchain confirmations. Some coins support almost instant crypto transfer, but others may take longer.

Yes. With SEPA instant payments you can send and receive euro transfers within seconds, 24/7. If the recipient’s bank does not support SEPA Instant, your transfer will be processed automatically as a standard SEPA Credit payment and may take up to 1–3 business days.

Many modern platforms support instant transfers for crypto transactions, allowing users to send digital assets quickly without long waiting times. With an instant transfer of crypto funds, the system processes the transaction through blockchain networks or internal infrastructure so the recipient can receive assets almost immediately.

Not directly, as a wire transfer is a fiat currency transfer. You can sell your crypto and get eur to your euro wallet to make SEPA payments.

Not directly, as a SEPA transfer is a Euro currency transfer. You can sell your crypto and get eur to your euro wallet to make SEPA payments.