Transparency in Every Transaction
Send and receive money, with every step and every fee visible.
Pay landlords, partners, and others with ease
Make SEPA transfers to IBAN accounts in the EEA, UK, or Switzerland — fast delivery and 5 free outgoing transfers every month
Free limitless transfers to friends & family
Send money to your loved ones with no fees or limits — Blackcat-to-Blackcat transfers are instant, secure, and always free
Send money your way — We’ll handle the rest
SEPA transfers
incoming always free, first five outgoing each month free, then €0.20. No cap on the amount.
Sends among Blackcat users
No limits, no commission and the fastest delivery time for transfers via phone or card numbers between our customers
Fees and conditions
Outgoing SEPA
Free
5 SEPA transfers per month, with no limits on the amount
€ 0,20
Fixed cost per transfer, starting from the 6th one
Incoming SEPA transfers
Free
With no limits on the amount
Internal transfers
Free
With no limits on the amount
Outgoing SEPA
Free
5 SEPA transfers per month, with no limits on the amount
€ 0,20
Fixed cost per transfer, starting from the 6th one
Incoming SEPA transfers
Free
With no limits on the amount
Internal transfers
Free
With no limits on the amount
What are SEPA transfers and which countries are supported?
A SEPA transfer is a euro payment within the Single Euro Payments Area, made from and to an IBAN account. SEPA
covers 41 countries and territories: the 27 EU member states, Iceland, Liechtenstein and Norway, plus Albania, Andorra, Moldova, Monaco, Montenegro, North Macedonia, San Marino, Serbia, Switzerland, the United Kingdom and Vatican City State.
How long does a SEPA payment take?
SEPA Instant payments take seconds, and SEPA Credit transfers usually take up to 3 business days.
Can I send money to another Blackcat user?
Yes, you can use internal transfers by phone number or account details. Funds arrive instantly once confirmed, making it a simple alternative to a SEPA money transfer.
Does Blackcat support SEPA Instant transfers?
Yes. With SEPA instant payments you can send and receive euro transfers within seconds, 24/7. If the recipient’s bank does not support SEPA Instant, your transfer will be processed automatically as a standard SEPA Credit payment and may take up to 1–3 business days.
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Our Awards
Security
Security center
Secure Card Payments
We adhere to the Payment Card Industry Data Security Standard (PCI DSS), ensuring your card details are handled with the highest level of care.
Protected Online Transactions
3D Secure technology adds an essential safeguard to every digital purchase.
Certified Information Security
Our systems align with ISO 27001 and undergo regular independent audits to uphold robust data protection.
Privacy and Oversight
Fully GDPR compliant and licensed by the MFSA, we uphold strict standards for data privacy and regulatory transparency.