About us
Blackcat is a European fintech brand designed for you earn, spend, and save — your way.
With our new app, users can manage multiple wallets and enjoy real cashback and great rewards on the balance. Our services are available to individuals and businesses globally, and powered by a licensed financial institution.
Our story
We’ve come a long way since 2012 — and we’re just getting started.
2025
Full rebrand to reflect who we are today
All-new app — with wallets built-in
Partnership with SumSub for the smoothest onboarding ever
2025
Full rebrand to reflect who we are today
All-new app — with wallets built-in
Partnership with SumSub for the smoothest onboarding ever
2024
Split-payment functionality introduced
2024
Split-payment functionality introduced
2023
Joined the Mastercard European Privileges program
Credit-grade Mastercard introduced
Cashback (0.5%) and 4% p.a. reward system launched
Blackcat Pay Launched
First ambassador program rolled out
2023
Joined the Mastercard European Privileges program
Credit-grade Mastercard introduced
Cashback (0.5%) and 4% p.a. reward system launched
Blackcat Pay Launched
First ambassador program rolled out
Meet the team behind blackcat
From our offices in Europe to remote collaborators worldwide, we're building the financial tools of tomorrow
Legal & Transparency
At Blackcat, transparency and compliance are at the heart of our operations.
Regulatory Compliance
Our services are backed by licenses issued to Papaya Ltd, a trusted Electronic Money Institution regulated by the Malta Financial Services Authority (MFSA).
Enter the financial institution name “Papaya Ltd” in the search bar to access detailed licensing information on the link below.
Transparent Pricing
We believe that trust starts with clarity — and that includes how we charge.
At Blackcat, all fees and rates are published openly, with no hidden costs, surprise commissions, or fine print.
You’ll always know what you’re paying for — and why.
Data Protection & User Rights
Your data is yours — and we treat it that way. Blackcat complies with the General Data Protection Regulation (GDPR) across all operations. We never sell user data, and we apply strict security and encryption standards to keep your personal and financial information safe.
You can learn more about how we handle it in our Privacy Policy.
Join the team
We’re always on the lookout for smart, curious, and driven people who want to build better financial tools — and have some fun doing it.
At Blackcat, we work across borders, time zones, and backgrounds.
Our Awards
