Your free IBAN account online — ready in the app

Manage your euro account online, send and receive payments across Europe and access your money through one Blackcat account.

All things money – in one euro IBAN account

Receive payments effortlessly
Receive salary, freelance income and personal transfers directly to your euro IBAN account.
Send money across Europe
Use your online IBAN account for SEPA transfers across Europe. Incoming transfers and the first five eligible outgoing transfers per month are free.
Pay and control your expenses
Use your euro account online to pay bills and subscriptions or send money to friends directly from the Blackcat app.
Add payment cards to your euro account
Eligible EEA residents can order multiple payment cards connected to their euro account, with worldwide delivery available under the current terms and conditions.
Receive payments effortlessly
Receive salary, freelance income and personal transfers directly to your euro IBAN account.
Send money across Europe
Use your online IBAN account for SEPA transfers across Europe. Incoming transfers and the first five eligible outgoing transfers per month are free.
Pay and control your expenses
Use your euro account online to pay bills and subscriptions or send money to friends directly from the Blackcat app.
Add payment cards to your euro account
Eligible EEA residents can order multiple payment cards connected to their euro account, with worldwide delivery available under the current terms and conditions.

That’s interesting

Per annum reward bonus
Get competitive passive income for good keepers
Cashback on card purchases
Daily spending turns into rewards — no extra steps
Cashback on Google Play
Encourage your digital and mobile experience in a profitable way
Cashback on Amazon
Shopping for essentials or gifts? Earn rewards with every purchase
Who can benefit from a Blackcat euro IBAN account?
Anyone looking for flexible European payment service
Freelancers and remote workers needing reliable SEPA access
Expats and travelers wanting a simple, borderless financial tool
And everybody else

Multiple ways to top up with ease

Incoming SEPA Payments
Share your euro IBAN account details to receive eligible euro payments directly to your Blackcat balance.
Payments from Blackcat Users
Other Blackcat users can send you money using your phone number, card, or IBAN — it’s fast, free, and unlimited

Multiple ways to top up with ease

Frequently asked questions

We will be happy to clear all of your concerns
A euro IBAN account allows you to receive and send euro payments using an International Bank Account Number (IBAN). With Blackcat, you can manage your account online through the mobile app.
Yes. Eligible customers can apply online, complete the required verification and manage their euro IBAN account through the Blackcat app.
Yes, Blackcat does not charge monthly account maintenance fees. Certain services, transfers, cards or additional features may have separate fees under the current pricing conditions.
Eligible customers can order Blackcat payment cards connected to their euro account. Virtual, plastic and additional card options are available subject to the relevant conditions.
Yes. Your IBAN details can be used to receive eligible salary payments, freelance income and personal euro transfers.
Yes. The account supports eligible incoming and outgoing SEPA transfers. Current limits, free transfer allowances and fees are shown in the applicable pricing conditions.
Availability depends on the applicant’s country, age, successful verification and current Blackcat eligibility requirements. Card availability and delivery conditions may also vary by country.

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Certified Information Security
Our systems align with ISO 27001 and undergo regular independent audits, the latest in December 2024, to uphold robust data protection.
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