Your Free IBAN — Ready in Minutes

Manage your money, send and receive across Europe, and enjoy money freedom — all from one account

All your money needs, one account

Receive payments effortlessly
Get salaries, freelance income, and personal transfers directly to your IBAN — fast and free.
Send money across Europe
Make SEPA transfers easily. All incoming ones and first 5 outgoing ones per month are free.
Manage euros together with crypto
Top up your crypto wallets from your IBAN — and sell crypto to refill your balance instantly.
Pay and control your expenses
Pay bills, subscriptions, or send money to friends — right from your IBAN account in the app.
Order payment cards to account
Available in unlimited quantity to the EEA residents with world-wide delivery.
Receive payments effortlessly
Get salaries, freelance income, and personal transfers directly to your IBAN — fast and free.
Send money across Europe
Make SEPA transfers easily. All incoming ones and first 5 outgoing ones per month are free.
Manage euros together with crypto
Top up your crypto wallets from your IBAN — and sell crypto to refill your balance instantly.
Pay and control your expenses
Pay bills, subscriptions, or send money to friends — right from your IBAN account in the app.
Order payment cards to account
Available in unlimited quantity to the EEA residents with world-wide delivery.

That’s interesting

Per annum reward bonus
Get competitive passive income for good keepers
Cashback on card purchases
Daily spending turns into rewards — no extra steps
Cashback on Google Play
Encourage your digital and mobile experience in a profitable way
Cashback on Amazon
Shopping for essentials or gifts? Earn rewards with every purchase

Who can benefit from blackcat IBAN?

European residents looking for a flexible domestic fintech
Freelancers and remote workers needing reliable SEPA access
Crypto enthusiasts linking fiat and crypto in one app
Expats and travelers wanting a simple, borderless financial tool
And everybody else

Multiple ways to top up with ease

Incoming SEPA Payments
Share your IBAN account details with anyone to receive money — instantly and free of charge
Crypto Transfers From Another Wallet
Send crypto from your Blackcat crypto wallet to your Euro wallet — the exchange happens automatically
Payments from Blackcat Users
Other Blackcat users can send you money using your phone number, card, or IBAN — it’s fast, free, and unlimited

Multiple ways to top up with ease

Complete the registration

1
Download blackcat app
The app is available at the Play Market and the App Store
2
Complete online application
Fill in personal details and upload a few documents
3
Order a plastic card, virtual one or both
Instant issue and free worldwide delivery
4
Enjoy high-end fintech service
After registration, an IBAN account and crypto wallets are available

Manage your free IBAN with the multiwallet

Store and spend money and virtual assets in an unlimited number of accounts
Multiple wallets & IBAN accounts
Create unlimited wallets for different purposes - budgeting, savings, business expenses, or travel funds. Keep your finances organized with dedicated wallets for every financial goal.
Instant transfers
Move funds between accounts or to other people, transfer fiat to crypto wallet and vice versa instantly without waiting periods.
Custom limits
Enjoy higher withdrawal limits and set your own spending thresholds for complete control over your finances.

Frequently asked questions

We will be happy to clear all of your concerns
At the moment, all accounts are opened in euros. This means you receive a euro IBAN account, and you can use your card to pay or withdraw cash in other currencies.
You can create an IBAN account from the age of 16. However, access to the integrated crypto service is only available from the age of 18.
Yes, Blackcat offers a crypto wallet and IBANs in different wallets. This lets you perform crypto international payments, and move funds seamlessly between fiat and digital assets.
There is no limit on the number of accounts you can open. Each time you create a new wallet, you receive a new IBAN account (if you select a fiat wallet instead of a crypto wallet). To open another account, go to the main screen, swipe through your wallets to the last one, tap “Create wallet”, choose euro as the currency, and your new IBAN account will be issued instantly.

Join the community

Our Awards

Secure Card Payments
We adhere to the Payment Card Industry Data Security Standard (PCI DSS), ensuring your card details are handled with the highest level of care.
Protected Online Transactions
3D Secure technology adds an essential safeguard to every digital purchase.
Certified Information Security
Our systems align with ISO 27001 and undergo regular independent audits, the latest in December 2024, to uphold robust data protection.
Privacy and Oversight
Fully GDPR compliant and licensed by the MFSA, we uphold strict standards for data privacy and regulatory transparency.