Rewarded for the Way You Live

The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OÜ. Detailed terms and conditions can be found at: https://baltictechsolutions.com/loyalty-program-terms-and-conditions.

The program rewards you for everyday spending. By paying with your Blackcat card, you can earn cashback on purchases, and per annum reward on the balance.

You can earn cash back for shopping at Amazon, receive Google Play cashback or card transaction cashback when using your Blackcat card.

Follow our cashback tips: use your card for all eligible online and offline purchases, benefit from special partner offers, and keep eligible balances in a wallet with the per annum reward programme activated.

Simply go to the Cashback section in the Blackcat app, pick the program you want, and activate it. You can also deactivate the program anytime — payments will stop immediately.

One bonus program can be active per wallet. Separate wallets can each have their own program. For shopping cashback, activate the relevant option in the app; cashback on purchases depends on that wallet’s active program and eligible transactions.

All rewards are paid automatically once per month, usually in the middle of the following month. The minimum payout is €0.10.

Blackcat’s advertised 5% Google Play cashback concerns eligible Google Play purchases under the active program. Google Play and Google Store are different services, so Google Store cashback should not be assumed from this offer.

You can use Blackcat as an Amazon cash back card when the relevant program is active for the wallet. Eligible transactions can receive the advertised 2% cashback on Amazon purchases, subject to the loyalty program terms.

Blackcat allows eligible customers to earn a reward on their euro balance through its loyalty program. The current offer provides up to 4% p.a. for balances of €300 or more, while lower eligible balances may earn 2.2%.

To receive the 4% euro balance reward, maintain an eligible monthly balance of at least €300 and activate the appropriate reward program in the Blackcat app. The exact calculation and eligibility rules are governed by the loyalty program terms.

Yes. Eligible balance rewards are calculated and paid automatically once per month, usually in the middle of the following month. The current minimum payout is €0.10.

Blackcat provides a balance reward as part of a loyalty program rather than interest on a bank deposit. Funds are held in an electronic money account, and the reward is provided according to the applicable loyalty program terms.

Blackcat should not be described as a high-interest account. Eligible customers can instead receive up to 4% p.a. as a loyalty reward on their euro balance.

Yes. Eligible online card purchases can earn cashback when the relevant cashback program is active. This may include everyday online payments, subscriptions and eligible partner purchases.

Eligible purchases made with a Blackcat virtual card can earn cashback when the card is linked to a wallet with an active cashback program.

Yes. Cashback can apply to eligible purchases made with different Blackcat cards connected to the relevant wallet. The applicable program must be activated in the app.