The Voices of Fintech Innovation

Meet the analysts, engineers, and strategists behind Blackcat. Our team combines decades of experience in traditional finance and decentralized technologies to bring you verified, actionable insights

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FinTech Trends

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Senior Contributors

Davor Zilic

Payment & FinTech consultant

Payment and FinTech consultant (ex-BCG, Deutsche Bank, PwC) specialising in regulatory compliance and risk management.

Key Topics:

FinTech Trends

Embedded Finance

Payments Infrastructure

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Hamna Zain

Barrister and corporate counsel

UK-qualified barrister and corporate counsel with over 14 years advising startups, fintech companies, and SaaS platforms on cross-border transactions, digital payments, fraud risk, and compliance.

Key Topics:

FinTech Trends

Licensing & EMI

Payments Infrastructure

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Olegs Cernisevs

Chief Technology Officer

Chief Technology Officer at Blackcat, driving product development and technology optimisation. Ex-PrivatBank, First Swiss Card, and the Association of Commercial Banks of Latvia. He holds a Doctor of Science degree, won PayTech Leadership in 2023, and is FERMA rimap® certified.

Key Topics:

FinTech Trends

Payments Infrastructure

Embedded Finance

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