Daniel Weber
Product & Growth Manager at Blackcat
Writes about payment infrastructure, product updates, and real-world use cases of digital financial tools. Bridges the gap between how fintech products are built and how they're actually used.
About the author
Daniel is a Product & Growth Manager at Blackcat, working at the intersection of product development and market strategy. He focuses on how financial tools are designed, improved and positioned for users across Europe and the UK. His articles explore payment infrastructure, feature updates and real-world use cases of digital financial services.
Euro Account for Non-Residents: EU IBAN Guide
If you live outside the EU and are looking for a European account for non residents, the search results can be genuinely confusing. Some providers quietly require an EU address. Others offer something that works like a bank account but technically isn't one.
SEPA Instant vs SEPA Credit Transfer Time: What Really Happens to Your Payment
You paid a supplier at 6:40pm on a Friday. On Monday they email to say nothing has arrived. Nothing went wrong – the payment went out on the standard rail, and the standard rail does not run at weekends.
Freelance Crypto Payments: Top 5 Mistakes to Avoid
More clients now pay freelancers in crypto. Some run on it entirely — web3 companies, crypto projects, agencies whose own customers pay them that way — and increasingly an ordinary client just asks whether they can settle the invoice in USDC or Bitcoin.
3D Secure: How Online Card Payment Confirmation Works
You're buying something online — concert tickets, a flight, a pair of trainers — and just as you tap Pay, the screen pauses. Your phone buzzes. A message asks you to confirm it's really you. That short pause is 3D Secure doing its job.
Crypto Wallet App vs Financial App: Key Differences
You’ve got a bit of Bitcoin, some euros coming in from work, and a nagging question: should all of that live in one app, or two?
Is Crypto Legal in the EU? KYC and AML Explained
Let’s clear all of that up, in plain language, with the actual rules behind each answer.
