Daniel Weber
Product & Growth Manager at Blackcat
Writes about payment infrastructure, product updates, and real-world use cases of digital financial tools. Bridges the gap between how fintech products are built and how they're actually used.
About the author
Daniel is a Product & Growth Manager at Blackcat, working at the intersection of product development and market strategy. He focuses on how financial tools are designed, improved and positioned for users across Europe and the UK. His articles explore payment infrastructure, feature updates and real-world use cases of digital financial services.
What Your Bank or Payment Service Will Never Ask You to Do
Most scam advice focuses on spotting the fake: bad grammar, an odd link, a number you don’t recognise. That advice is getting less useful because the fakes keep improving. A caller can make your provider’s real support number appear on your screen, and a fraudulent text can land in the same thread as genuine messages.
Cashback Debit Cards: Rewards vs Cash at the Checkout, a Disambiguation
"Cashback" means two completely different things in European payments. Cashback debit cards give you a small percentage back on what you spend. Cash at the checkout lets you ask the cashier for banknotes when you pay, so you can pick up cash and groceries in one stop.
Recovery Scams: When Fraudsters Target Victims Again
Losing money to fraud is usually treated as a single event. For a large share of victims, it is the first of two. A recovery scam targets people who have already been defrauded, offering to trace and return the money in exchange for an upfront payment.
EMI vs Bank Accounts: Safeguarding vs Deposit Insurance
Every euro balance held in Europe works behind one of two legal mechanisms. Where the provider holds a banking licence, the balance falls under a deposit guarantee scheme. Where it holds an e-money licence, it falls under safeguarding rules instead.
How to apply for business account - Step-by-Step Guide
Most business applications stall on mismatched addresses, wrong role selection or missing documents. This step-by-step guide covers all nine screens, the fields that need to match your registration papers, and what to upload.
Bank Impersonation Scams: Hang Up and Call Back
A bank impersonation scam rarely opens with a stranger fishing for your details. It opens with someone who already has them: your name, the last four digits of your card, the town you live in, sometimes a purchase you made yesterday.
