Blog

A fintech publication from the Blackcat team. Personal finance, freelance and creator economy, crypto and digital assets, security, and the trends reshaping European fintech — explained clearly by real industry experts, for anyone figuring out how money works in Europe today.

How to Separate Your Personal and Freelance Money — And Why It Matters for Taxes

Separate Accounts

Personal Finance

28.04.2026

Next chapter in Open banking: What businesses, fintechs, and consumers should expect

EU Payments 2026

14.04.2026

The EU’s Digital Euro: What It Means for Banks, Fintechs, and Consumers

Future of Payments

EU Payments 2026

09.04.2026

What Are SEPA Transfers: Fees, Timing & How They Actually Work

Fees & Payments

Freelance & Creators

30.03.2026

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EEU Payment Regulation 2026: How PSD3 Changes Fraud Protection for Users and Fintech Apps

EU payment regulation 2026 will introduce major changes in how fraud prevention, payment verification, and consumer protection operate across the European payments ecosystem.

Fraud Protection

EU Payments 2026

25.03.2026

Why Does My Card Get Declined at Hotels and Car Rentals? (And How to Fix It)

23.03.2026

How major sports events drive iGaming activity and reshape payment behaviors?

It’s one thing to say traffic increases during a major match, it’s another to truly grasp its scale.

21.08.2025

What is an IBAN account?

IBAN stands for international bank Account number.

22.01.2023

Understanding Tax Residency: What It Means and How It Impacts Individuals and Businesses

Has it ever happened to you that talking about taxes may seem irrelevant, a bit of a headache or simply something that is not interesting?

01.09.2023

Crypto Trading for Beginners: Strategies, Copy, Swing Trading | How to trade crypto?

Bitcoin is trending over $100k as of writing this article. You may even have heard friends talking about it, and you’re wondering what it’s all about!

21.08.2025

What does a pending transaction mean?

You’ve just made a purchase with your debit or credit card, and your bank app shows the transaction as “Pending.” What does it actually mean?

20.08.2025

Our bet on the Blackcatcard and Binance Pay tandem: A seamless crypto-to-fiat experience

The fintech industry has long led significant efforts to create seamless bridges between the exciting world of cryptocurrencies and the well-known banking sector.

19.12.2023

What is a Tax Identification Number?

One of the states’ functions is to identify its citizens and people who live there.

08.08.2023

The easiest and least expensive way to convert your crypto to cash

Have you ever wondered how to convert crypto to cash?

06.02.2023

Mastercard's European Privileges Portfolio opens its doors to Blackcatcard clients

Blackcatcard’s clients, holders of Mastercard payment cards, are now able to enjoy Mastercard's European Privileges Portfolio.

03.08.2023

Why is it important to choose the right token standard when transferring crypto

The world of cryptocurrencies is certainly one of the most modern, cost-effective and fast alternatives today to manage and transfer assets with real value.

14.06.2023