What Is Phishing? How Modern Phishing Scams Work
Ask around, and the standard answer to what phishing is hasn't moved much since about 2010: bad spelling, a stranded prince, a link nobody sensible would click.
Articles, analysis, and updates from Blackcat, grouped under Cards & Payments.
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Ask around, and the standard answer to what phishing is hasn't moved much since about 2010: bad spelling, a stranded prince, a link nobody sensible would click.
You've decided you want an emergency fund. You've also tried, at least once, to track every euro you spend to get there – and it lasted about eleven days before the receipts, the app notifications, and the guilt about a spontaneous coffee all became too much to keep up with.
Most of us choose a card for reasons that have nothing to do with how it performs: the colour, a headline cashback number, the word free. Or follow our friends' choice.
You're buying something online — concert tickets, a flight, a pair of trainers — and just as you tap Pay, the screen pauses. Your phone buzzes. A message asks you to confirm it's really you. That short pause is 3D Secure doing its job.
Your Apple Pay payment card is, in effect, a secured digital twin of the card in your pocket. Apple Pay is a mobile wallet built into your iPhone or Apple Watch. Instead of pulling out a card, you hold the device near a terminal and confirm with Face ID, Touch ID, or your passcode.
You buy groceries, fill up the car, pay for a subscription, grab lunch — and a small percentage of what you spent quietly lands back in your account. No coupons. No stamps. No loyalty card to forget at home. That is card cashback in practice: a percentage of your everyday card purchases, returned to you in real money.