Emma Carter
Financial Editor at Blackcat
Covers personal finance, digital payments, and financial products across the EU and UK. Turns complex financial topics into clear, practical articles for everyday users, freelancers, and creators.
About the author
Emma is part of the Blackcat content team and covers topics related to personal finance, digital payments and financial products in the EU and UK. She works on research, structure and editorial quality to ensure articles are clear, accurate and useful. She works closely with product and compliance teams to turn complex financial topics into clear, structured articles for everyday users, freelancers and businesses.
Euro Card for Everyday Spending in Europe: What to Check
Most of us choose a card for reasons that have nothing to do with how it performs: the colour, a headline cashback number, the word free. Or follow our friends' choice.
Apple Pay Card Setup: How to Add a Payment Card
Your Apple Pay payment card is, in effect, a secured digital twin of the card in your pocket. Apple Pay is a mobile wallet built into your iPhone or Apple Watch. Instead of pulling out a card, you hold the device near a terminal and confirm with Face ID, Touch ID, or your passcode.
Blackcat at Money20/20 Europe 2026: Fixing Correspondent SEPA Access for Financial Institutions
At Money20/20 Europe in Amsterdam, one question kept coming up at our stand: how does a regulated financial institution actually connect to the euro rails it depends on? It sounds simple. In practice, it is one of the hardest problems a new payments or crypto firm faces in Europe.
Cashback Card Guide: What to Check Before Choosing One
You buy groceries, fill up the car, pay for a subscription, grab lunch — and a small percentage of what you spent quietly lands back in your account. No coupons. No stamps. No loyalty card to forget at home. That is card cashback in practice: a percentage of your everyday card purchases, returned to you in real money.
Car Rental Deposit Explained: Why Cards Matter for Rentals
You’ve booked the flight, mapped the route, and reserved the car. Then you arrive at the counter and the agent asks for a card. Not just any card — a card that can handle a deposit hold of €500, €800, or sometimes more than €1,000. You hand over your card. It gets declined. The trip plan starts unravelling before you’ve even left the airport.
Card Security Code Explained: CVV, CVC and Safe Online Payments
You're about to hit "Pay Now" on an online checkout, and the form asks for your "CVV." Or maybe it says "CVC." Or "Security Code." You flip your card over, find a three-digit number near the signature strip, type it in, and move on with your life. But what is that number actually doing?
