Emma Carter
Financial Editor at Blackcat
Covers personal finance, digital payments, and financial products across the EU and UK. Turns complex financial topics into clear, practical articles for everyday users, freelancers, and creators.
About the author
Emma is part of the Blackcat content team and covers topics related to personal finance, digital payments and financial products in the EU and UK. She works on research, structure and editorial quality to ensure articles are clear, accurate and useful. She works closely with product and compliance teams to turn complex financial topics into clear, structured articles for everyday users, freelancers and businesses.
How to Get Cashback on Amazon Purchases: Eligibility and Payout Rules
Cashback on an Amazon order is not decided at Amazon’s checkout. It hinges on the rules of the cashback program linked to the card that paid:
Best Card for Travel to Europe: FX Fees and ATM Costs
A search for the best card for travel to Europe will get you rankings, but a ranking doesn’t factor in your real route. Europe is not one currency zone, so the same card can be cheap for a week in Lisbon and expensive for a week in Kraków.
Euro Payments FAQ: Cards, Mobile Wallets, Security and Rewards
A card payment looks like a single instant action, but behind the tap there is an authorisation path, a set of EU security rules and a pricing structure that only becomes visible when a payment is declined, a hold is placed, or a purchase abroad is converted at a rate you did not expect.
Fundurama: Fun, knowledge, rewards and community
Blackcat has partnered with Fundurama, a non-profit consumer association. Members can now apply for a Blackcat payment card directly in the Blackcat app
Euro Payments FAQ: IBAN Accounts and SEPA Transfers
Most euro payments run on a small number of shared systems. A transfer from Lisbon to Tallinn uses the same rails as one between two accounts in the same city, and the rules that govern it come from EU legislation rather than from any one provider. What differs between providers is the detail: what arrives free, how fast it arrives, and who is allowed to open an account in the first place.
What Is Phishing? How Modern Phishing Scams Work
Ask around, and the standard answer to what phishing is hasn't moved much since about 2010: bad spelling, a stranded prince, a link nobody sensible would click.
