FinTech Trends
Articles, analysis, and updates from Blackcat, grouped under FinTech Trends.
Agentic Commerce Explained: What Happens When AI Agents Start Paying for You
Agentic commerce is the shift from you asking “buy” to an AI agent doing it for you — finding the product, choosing it, and paying on your behalf. It was the loudest theme at Money20/20 Europe this year, on the stage and on the floor.
Blackcat at Money20/20 Europe 2026: Fixing Correspondent SEPA Access for Financial Institutions
At Money20/20 Europe in Amsterdam, one question kept coming up at our stand: how does a regulated financial institution actually connect to the euro rails it depends on? It sounds simple. In practice, it is one of the hardest problems a new payments or crypto firm faces in Europe.
Rise of business financial services in the EU and how Non-Banks (NBFIs) are winning the payments race
Financial services are undergoing a true transformation, and at the heart of this shift lies embedded finance, a concept that should go beyond the capabilities of open banking in order to redefine how businesses and consumers interact with business financial services.
Next chapter in Open banking: What businesses, fintechs, and consumers should expect
Open banking future is here, and it’s already truly reshaping how we manage, move, and make sense of money at great pace.
The EU’s Digital Euro: What It Means for Banks, Fintechs, and Consumers
Something shifted in European payments between last December and now, and most people missed it.
How major sports events drive iGaming activity and reshape payment behaviors?
It’s one thing to say traffic increases during a major match, it’s another to truly grasp its scale.